Property: a safe haven in turbulent times
When the global political situation remains unpredictable and the stock market is in turmoil, it becomes clear that property is a sensible investment, particularly in times of economic turbulence, as it offers stability and security.
Property has traditionally been regarded as a safe haven. This is because its value is not directly dependent on short-term developments, such as those currently dominating world affairs. It is precisely in turbulent times that the strength of property really comes into its own. “Whether you’re buying a home or an investment property – various factors currently make buying property a particularly sensible investment,” explains Thomas Graf, an experienced estate agent from Bern. Here’s a brief overview:
Attractive financing
Mortgage interest rates in this country remain comparatively low. This opens up attractive financing options for buying property. Particularly at a time when other asset classes are fraught with considerable uncertainty, building long-term wealth through property is an extremely attractive prospect.
Positive value growth
Over the past few decades, property prices in Switzerland – particularly in urban areas – have risen steadily. “Whilst there are regional differences, Swiss property is generally regarded as a stable investment – with a tendency to appreciate in value,” says property expert Thomas Graf.
Protection against inflation
Property offers a certain degree of protection against inflation: in an inflationary environment, monetary assets lose purchasing power. By contrast, tangible assets such as property can rise in price – or at least remain stable.
Consistently high demand
Demand for housing remains high in Switzerland – whilst supply, on the other hand, is limited. Population growth, low levels of construction activity, immigration and the trend towards single-person households are some of the reasons for this. Housing remains in short supply, particularly in larger Swiss cities. Investments in multi-family homes or owner-occupied flats for letting stand to benefit from this. “And the high demand also offers exciting prospects for property owners looking to sell.”
Direct utility and investment value
“A home of one’s own offers not only emotional security but also practical benefits,” emphasises property specialist Thomas Graf: you live rent-free and protect yourself against rising rental costs. An investment property, for its part, generates a regular income; this is ideal for diversifying an investment portfolio.
Combined property and financial expertise
The experienced property team at thomasgraf ag will be happy to provide you with personalised and comprehensive advice on home ownership – whether a flat or a detached house – or on investment properties. This established property service provider also offers an exciting selection of attractive properties for sale in both categories. thomasgraf ag is a certified member of the Swiss Chamber of Estate Agents (SMK) and will also support you in the sale of a property – providing a personalised service that meets the highest quality standards. Thanks to thomasgraf ag’s close cooperation with the asset manager and family office service provider TRIONINVEST, as well as the financial services provider hypolino ag, we offer you combined property-specific and financial expertise, many years of industry experience and a strong network.